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A professional for Integrity First Insurance Services, Corp would be happy to assist you in placing the proper coverage for your business.
While your business may not need all commercial coverage lines, it is a good idea to have a basic knowledge of the types of insurance coverage available. As your business changes and expands you will have the necessary knowledge to purchase insurance coverage as new exposures arise.
- Property Insurance
- Commercial insurance is divided into two main categories: property insurance and casualty insurance. Property insurance provides coverage for property that is stolen, damaged, or destroyed by a covered peril. The term "property insurance" includes many lines of available insurance:
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Property Lines:
- Casualty Insurance
- Casualty insurance provides coverage primarily for the liability exposure of an individual, business or organization. Liability from the negligent acts and omissions of an individual, business or organization that causes bodily injury and/or property damage to a third party is the subject of casualty insurance coverage:
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Casualty Lines:
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Getting lost in the wording? Learn More.
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A.M. Best Company
Ambest Road
Oldwick, NJ 08858
Phone: 908-439-2200
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California Department of Industrial Relations
Division of Workers Compensation (DWC)
PO Box 420603
San Francisco, CA 94142
Phone: 800-736-7401
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California Department of Industrial Relations
Office of Self Insurance Plans (SIP)
2265 Watt Avenue, Suite 1
Sacramento, CA 95825
Phone: 916-483-3392
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California FAIR Plan
PO Box 76924
Los Angeles, CA 90076-0924
Phone: 213-487-0111
Phone: 800-339-4099
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Fitch Ratings
One State Street Plaza
New York, NY 10004
Phone: 212-908-0500
Phone: 800-753-4824
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Moody's Investors Service
99 Church Street
New York, NY 10007
Phone: 212-553-0377
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Standard & Poor's
One Market
Steuart Tower, Suite 1500
San Francisco, CA 94105
Phone: 415-371-5000
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Weiss Ratings
15430 Endeavour Drive
Juniper, FL 33478
Phone: 800-289-9222
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Western Insurance Agents Association (WIAA Group)
11190 Sun Center Drive, Suite 100
Rancho Cordova, CA 95670
Phone: 800-553-4221
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Workers Compensation Insurance Rating Bureau (WCIRB)
525 Market Street, Suite 800
San Francisco, CA 94105-2767
Phone: 888-229-2472
Policyholder Ombudsman
Phone: 415-777-0777
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