The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
By law drivers must be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply and protect your personal assets.
Let us tailor a policy to your needs. Common coverages include:
Bodily Injury Liability – covers injuries to others caused by the policyholder while operating an automobile.
Property Damage Liability – covers damages caused to someone else’s property by the policyholder while operating an automobile.
Collision – protection for the policyholder’s vehicle from loss during a collision with another vehicle or object. Coverage is typically required if you finance a vehicle.
Comprehensive – protection for the policyholder’s vehicle from damage and loss resulting from incidents other than collision like theft, vandalism, fire or flood. Coverage is typically required if you finance a vehicle.
Uninsured/Underinsured Motorist Coverage – covers medical treatment, time lost from work and pain and suffering for the policyholder and passengers. This would be in the event of a collision with an uninsured/underinsured driver that was at fault in an auto accident.
Medical – covers treatment of the driver and passengers of the policyholder’s car in the event of an accident regardless of fault.
Rental Car Benefit – covers the cost of renting a vehicle while yours is being repaired from a covered accident.
GAP Coverage – protects financed drivers in case there is a “gap” between the amount they owe on their car and the market value in the event of a total loss or theft.
These are just a sampling of coverages available. We’re here to help you understand all your choices and strive to become a trusted advisor.
Integrity First Insurance Services, Inc. is dedicated to helping you find the most appropriate insurance coverage at the most affordable price. Let us listen to your needs, and customize a policy that best suits your situation. We make you, and your family’s protection, our number one priority. Thank you for allowing us the opportunity to earn your business!